1) Brokers – Do the descriptions below fit your current or targeted client base?
- Are Medium-sized (50 to 1000) hourly employees working 30+ hours per week?
- Are over 50% of these workers considered medium to low wages blue collar/service sector employees?
- Is this employer/client: Food Services, Hospitality, Agricultural, Nursing Homes or Security?
- Are they franchise owner groups or single owner multiple franchises?
- Does the hourly benefit plan fail to attract/retain workers?
2) Have you installed or inherited one or more of the following?:
- A partially self-funded MEC/ MVP or Indemnity Plan(s)?
If Yes to the above –
- Has your client experience any service or Benefit Admin problems that you have been unable to correct?
- Has your client received a 226J Shared Responsibility tax notice from the IRS?
Regarding the Above: To date, most of these notices have proven to be wrong. There are several common mistakes in reporting 1095/94 that are triggering assessments. Most IRS notices should be reviewed and challenged
- Does your client offer a MEC only plan with administrative costs significantly higher than claims ($30 to $50 range)?
- Does your client offer a MEC/MVP Plan that exposes them to massive claims risk and/or laser out reinsurance coverage due to low enrollment? If you are not sure, the answer is probably YES
I Can Assist – Let me review your situation, I am not affiliated with any insurance company or product, nor do I work directly with employers.
Call me directly at 619-301-7460 for a no-obligation consult