Hispanic Workers – Losing Ground in Health Insurance under ACA

Hispanics have the highest uninsured rates of any racial or ethnic group within the United States (Health & Human Services)

EconomicsAccording to a 2017 U.S. Census Bureau report, 25.0 percent of Hispanics, in comparison to 14.7 percent non-Hispanic whites, worked within service occupations. 21.9 percent of Hispanics in comparison to 42.9 percent of whites worked in managerial or professional occupations. Among full-time year-round workers in 2017, the average Hispanic/Latino median household income was $49,793 in comparison to $65,845 for non-Hispanic white households. In 2017, the unemployment rate for Hispanics was 6.0, as compared to 4.2 for non-Hispanic whites. In 2017, the U.S. Census Bureau reported that 19.4 percent of Hispanics in comparison to 9.6 percent of non-Hispanic whites were living at the poverty level.

Insurance Coverage: It is significant to note that Hispanics have the highest uninsured rates of any racial or ethnic group within the United States. In 2017, the Census Bureau reported that 49.0 percent of Hispanics had private insurance coverage, as compared to 75.4 percent for non-Hispanic whites. Among Hispanic subgroups, coverage varied as follows: 46.7 percent of Mexicans, 54.6 percent of Puerto Ricans, 55.9 percent of Cubans, 41.9 percent of Central Americans. In 2017, 38.2 percent of all Hispanics had public health insurance coverage, as compared to 33.7 percent for non-Hispanic whites. Public health insurance coverage varied among Hispanic subgroups: 38.4 percent of Mexicans, 45.1 percent of Puerto Ricans, 35.6 of Cubans, and 34.4 percent of Central Americans. Those without health insurance coverage varied among Hispanic subgroups: 19.3 percent of Mexicans, 7.9 percent of Puerto Ricans, 13.7 percent of Cubans and 27.2 percent of Central Americans. In 2017, 17.8 percent of the Hispanic population was not covered by health insurance, as compared to 5.9 percent of the non-Hispanic white population.

Partial Solution: Pan American (Hispanic Owned and Controlled) specializes in providing employer sponsored health plans that not only meet ACA compliance regulations, but are culturally sensitive, offering benefits for repatriation, in case of death and patient advocacy (direct negotiations) to assist covered families in reducing out of pocket costs for non-covered or partially covered benefits.

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