Multiple Options
Basic Plans For Hourly Workers
Full or Partial ACA Compliance
Plan options include fully or partial self-funding, fully insured indemnity and co-pay plans as well as non-compliant limited medical plans that retain valued workers at little cost to the employer
Top Rated Carriers
We have identified and vetted the top rated carriers and best in class third party administrators in the US. We can present any combination of plans to suit any clients circumstances
It can be confusing to a broker who rarely works in the limited medical space to know what to do
Sample Selection Of Plans
Mec plus Co-Pay
$45
Satisfies the A penalty. Preventive services ONLY
MEC plus indemnity
$95
Satisfies the A penalty and provides additional coverage for Hospital/Surgical, Maternity, Doctor’s Office Visits, Accident, Lab and Imaging. Payments made using a fixed dollar (indemnity) model. No deductibles or Coinsurance
Mec plus Co-Pay
$105
Satisfies the A(employer mandate)penalty and provides additional coverage for Hospital/Surgical, Maternity, Doctor’s Office Visits, Accident, Lab and Imaging. Payments made using a Co-Payment model. No deductibles or Coinsurance
MEC plus Middle Med
$225
Satisfies the A (employer mandate) penalty and provides higher limit (between Limited and Major Medical) coverage for Hospital/Surgical, Maternity, Doctor’s Office Visits, Accident, Lab and Imaging and Critical Illness. Payments made using a fixed dollar (indemnity) model. No deductibles or Coinsurance
Minimum Value (mvp)
$450
Satisfies the A & B penalties and provides high limited Hospital/Surgical, Maternity, Doctor’s Office Visits, Accident, Lab and Imaging. Plans include Deductibles, Coinsurance and out of pocket limits
Indemnity(not compliant)
$65
Fully Insured. Provides 1st dollar coverage for Hospital/Surgical, Maternity, Doctor’s Office Visits, Accident, Lab and Imaging. Payments made using a fixed dollar (indemnity) model. No deductibles or Coinsurance (NOT ACA Compliant)
Limited day plan
$215 to $354
Satisfies the A penaltyand provides short term high limit coverage for Hospital/Surgical, Maternity, Doctor’s Office Visits, Accident, Lab and Imaging. Payments made using a fixed dollar (indemnity) model. No deductibles or Coinsurance
Rates shown above are for comparative purposes only and are not binding
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