Bill

Telemedicine-Sleeping Beauty Awakes

Needing a health care crisis of biblical proportions to finally awake to its full potential, Telehealth in the form of commercially distributed Telemedicine has finally arrived. Healthcare consumers are asking daily about safe and efficient ways to continue to receive basic health care and frankly, there are very few ways to do so while maintaining the safe distances required …

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Reinsurance: Watch Out for the Post COVID MEC Time-Bomb!

Read this if you recommended or sponsored a MEC (Minimum Essential Coverage) ACA Compliant Platform (particularly if your recommended MEC plan does not have aggregate reinsurance) This is for all of those brokers who make a living in the service sector (hourly employee) markets, and have cleverly recommended MEC plans as a solution to the Affordable Care Act, …

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Basic Health Insurance May Cost Nothing for Some Employers

There are very compelling reasons for an employer to offer affordable basic or *incentive-based health insurance plans to hourly workers. Chief among them is compliance with the Affordable Care Act Employer Mandate. However, many employers are misled into the belief that limiting contributions (within the constraints of ACA) or offering plans that technically comply with ACA …

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Most Employee Groups FAIL Affordable Care Act Compliance

Over the last few years, our firm has been called upon to review literally thousands of hourly/service employer health plans. Three things have become glaringly obvious to us: Consultants are either ill-informed or lazy when it comes to understanding the nuances of ACA compliance. This is particularly true when it comes to service sector/hourly workforce clients. Most …

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Hispanic Workers – Losing Ground in Health Insurance under ACA

Hispanics have the highest uninsured rates of any racial or ethnic group within the United States (Health & Human Services) Economics: According to a 2017 U.S. Census Bureau report, 25.0 percent of Hispanics, in comparison to 14.7 percent non-Hispanic whites, worked within service occupations. 21.9 percent of Hispanics in comparison to 42.9 percent of whites worked …

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